When Do You Need a Will? When do you need a will? The answer is easy: Right Now. Related Content Money that Buys Good Health is Never Ill Spent It's important to make sure your retirement strategy anticipates health-care expenses. And the Executor Is The right executor may help ensure the distribution of your assets is done with as little upheaval as possible. The Fed and How It Got That Way Here is a quick history of the Federal Reserve and an overview of what it does.