The Cost of Procrastination Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time. Share | Related Content The Latte Lie and Other Myths Check out this video to begin separating fact from fiction. Your Emergency Fund: How Much Is Enough? Having an emergency fund may help alleviate the stress and worry associated with a financial crisis. What Is My Current Cash Flow? Assess whether you are running “in the black” or “in the red” each month.